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Mortgages with ESPC

ESPC Money Management's team of independent financial advisers can help you find the right mortgage, helping to secure your ideal home.

Mortage deals - spend or save

Whether you're a first time buyer, looking to remortgage or to buy a new home it's vital that you get your finances right. Selecting the right mortgage for your current and future circumstances isn't a task that should be undertaken lightly and, as independent financial advisers, we'll work hard to ensure that we'll get you the best deals when it comes to mortgages and the life and home insurance that you need. Our customers would agree!

Mortgages

As Independent Financial Advisers we can access the whole mortgage market to find the best deal to suit your circumstances by having access to mortgage deals from most lenders. We can get access to deals that members of the public can't and we understand the different lending criteria that different mortgage lenders have. That way, we can let you know which mortgage company should suit you best.

But if you want to work out roughly what you can afford, why not have a look at our mortgage calculator?

Protection

It's not just about your mortgage. We can look at your overall financial circumstances and are also independent brokers in the area of protection. What does this mean? We can help you get the best income protection, life cover, critical illness and buildings and contents insurance. We'll take the time to talk you through the options from start to finish. We won't recommend anything that you can't afford or that you don't need.

  • Income protection - Income Protection is a policy which will give you a regular payment if you are too ill to work. It means that you can focus on getting better without even thinking about what effect not working is having on your income.
  • Buildings & contents - Your property is likely to be the most valuable asset you ever own, which is why you need to make sure you have buildings and contents insurance. Indeed, mortgage providers will insist that you have buildings insurance in place.
  • Life cover - Making sure your dependents are financially secure should you pass away is not a nice thing to consider but it is an important one, especially if you are the main earner in your household.  What level of cover is right for you will depend on a wide variety of factors.
  • Critical Illness - A critical illness insurance policy is designed to provide you with a lump sum payment on the diagnosis of certain listed illnesses or a permanent disability.  The money can be used however you wish so all you need to decide is how much cover you and your family would need.

Why not pop in for a free chat?

Call 0845 111 1911 or send us an email.

 

 

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The initial consultation with an adviser is obligation free. Thereafter, ESPC Money Management's charges for mortgage advice are usually £350 (£250 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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